Singapore Smart Loan

Borrowers must read

1. Is money lending legal in Singapore?

Yes of course! Money lending listing strictly compliance with regulations of the Ministry of Law. This ensures a high standard of professionalism, which you can come to expect from us.

2. How do I get for a personal loan?

By entering the loan application form with your brief personal data. Then our platform will match the most suitable moneylender for you.

3. Does my personal data be leaking out when submit the application form?

All of your data that entered in our loan application is kept private. All contact with the money lenders is through you just to guarantee secret.

4. What should I consider before applying for a loan?

There are some money lender tips and guides must keep in mind:
  • Don’t over-borrow, just take the loan amount that you need. Loan over the amount you may fall in another obligate trap.
  • Apply for the loan only from a licensed moneylender, don’t get the loan from the unlicensed lender or ah long it will make you and your family in trouble.
  • Understand the loan contract terms and conditions in detail. Make sure to understand the repayment terms, interest charges, and late fees penalty. Besides that, the licensed moneylender is not allowed to make others charges. 

5. How much you able to obtain?

For secure credit, you can apply for a loan sum as many as you need. For an unsecured loan, a Singapore Citizens/Permanent Residents: The borrower can obtain up to $3,000 if the yearly pay is less than $20,000; A borrower can get up to multiple times your month to month pay if the yearly salary is $20,000 or more. An outsider who holds the working go in Singapore: Up to $1,500, in the event, that borrower yearly pay is less than $10,000; Up to $3,000, if the borrower yearly salary is under $20,000; In the event that, borrower yearly salary is $20,000 or more, they can get as long as a half year’s pay.

6. Is sgSmartLoan is a licensed moneylender?, not a legal money lender, but we are a platform that gathers all the moneylenders’ information and publish the latest information of moneylending, in addition, we also sharing finance information from time to time. We will always ensure the list of money lender able to give excellent services and the best product. Any others question you have may drop a email to  Apply Now